The fintech sector is one of the most mature in the technology innovation landscape with a projected value of $324 billion by 2026. This phenomenon opens the door to a second generation of fintech companies, characterised by collaboration with banks driven by digital trends such as open banking or by offering financial payment solutions to companies looking to integrate these services.
Applying for a loan in a few minutes, settling accounts with a single click or monitoring investments in real time. These are just a few examples of the many services made possible by fintech, a mature start-up sector that encompasses a wide range of business models, such as digital payments, loans, mortgages, wealth management and cryptocurrencies.
Global investment in ‘fintech’ demonstrates the good health of the sector, which is growing by 25% each year worldwide and is expected to reach a value of $324 billion (€300 billion) by 2026, according to the ‘Global Fintech Market Research Report’ study. This momentum is also explained by a favourable scenario for its growth, such as open banking, new financial regulations or B2B payment solutions. All these elements have one thing in common: they serve as fuel to activate the engine of the fintech landscape